LAP – Loan Against Property Explained in Detail – Jessica Fincorp
In the real estate and housing finance market today, we regularly come across the term “Home Loan Against Property.” A Loan Against Property (LAP) is a secured loan that you avail by pledging your commercial or residential property as collateral. The security in this type of loan is the property owned by the applicant. The […]
CGTMSE: Credit Guarantee Scheme for Micro & Small Enterprises
Understanding CGTMSE: A Game Changer for MSME Financing The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is a vital business loan scheme that significantly supports MSME lending. By offering credit guarantees to banks and financial institutions, CGTMSE lowers the risk for lenders, motivating them to provide loans to MSMEs. This article explores […]
Understanding Cash Credit, Overdraft (OD) and Dropline OD
Understanding Fund-Based Working Capital Instruments Many business owners seek assistance from banks to fulfill their working capital funding needs. However, they often encounter challenges in choosing the right working capital instrument that fits their personal and business goals. This article aims to clear up this confusion and shed light on the most common fund-based working […]
How Micro Business Loans Differ From Traditional Business Loans ?
Micro Business Loans vs. Traditional Business Loans: Which One Suits Your Needs? Starting a business requires sufficient funding, and entrepreneurs often seek loans to fulfill their financial needs. Two prevalent types of loans available for businesses are micro business loans and traditional business loans. It’s essential for entrepreneurs to understand the differences between these options […]
Understanding Loan Against Property: How To Leverage Your Real Estate Assets
In our financial journey, there often comes a time when we need significant capital to achieve our dreams and goals. During these moments, a “Loan Against Property” (LAP) can be an invaluable resource. This flexible financing option enables property owners to tap into the value of their real estate assets for various purposes. In this […]
CGTMSE Scheme – Features, Benefits, Eligibility & Documents Required
The Credit Guarantee Funds Trust for Micro and Small Enterprises (CGTMSE) is a trust set up by the Government of India, operating under the Ministry of Micro, Small and Medium Enterprises (MoMSME) and the Small Industries Development Bank of India (SIDBI). Since its launch in 2000, the CGTMSE scheme has provided credit guarantees to financial […]
Can I Get Loan Against Property Which Is Already on Loan?
Understanding Home Equity Loans A home equity loan, commonly referred to as a “loan against property,” allows you to borrow money based on the equity you have in your home. Equity is calculated as the difference between your home’s current market value and the remaining balance on your mortgage. How Home Equity Loans WorkWith a […]
Business loans for women – All you need to know
By introducing new ideas, drive, and different points of view, female entrepreneurs are changing the corporate landscape. Breaking down traditional boundaries, they are leaving their mark in several fields and helping economic development. Particularly outstanding is the growth of MSMEs owned by women, which highlights their great influence. For women, business loans are very important […]
Boost Your Working Capital With Business Working Capital Loans
To run a profitable enterprise, one needs a steady stream of money to capture growth possibilities and cover daily bills. Working capital is very useful here. Essential for meeting short-term obligations and guaranteeing smooth business operations is working capital, which is the difference between your present assets and liabilities. Faced with a lack of funds, […]
Machinery Loans for Business Growth: Benefits, Eligibility, Required Documents.
Machinery loans for company expansion Machinery loans are meant to assist businesses in financing new equipment or machinery, hence helping them to remain competitive in present days. Known as Machinery Loans for Business Growth, this focused funding approach may be just the tool you need to raise your company. The advantages of machine loans, qualifications, the […]
